Asset-Based Lending
Leverage the assets on your balance sheet to finance tomorrow's success.
Your business has leverageable value in accounts receivable, chattel paper, inventory, equipment, and real property. Using these assets as collateral for strategic borrowing can improve cash flow management and allow you to capture growth opportunities.
Asset-based lending enables you to access capital you need for your business today — so you are ready for tomorrow. Deciding to use asset-based lending can give your business a boost as you evolve, shift, transform, and grow.
Gain Access to the Capital you need with Asset-Based Lending.
Acquisition
Transition to new ownership, acquire a new business, or transform by undergoing acquisition with asset-based lending. Be prepared to seize time-sensitive opportunities and take advantage when you want to go forward.
Turnaround
Return to profitability during a transitional period with flexible financing options that give you the support you need to make lasting change and strategic shifts in your business strategy.
Growth
Make your assets work for you. By leveraging your collateral, you get an influx of capital that keeps your business booming and prepares you for the next step in your business journey.
Restructuring
Emerge from a restructuring event a stronger business. Focus your time and resources on successfully navigating the complexities of restructuring with the security of liquidity accomplished through asset-based lending.
Refinancing
Consolidate existing debts by repalceing them with a unified, more manageable loan structure. Leverage the strength of your total net asset value to extend terms, modify or change loan products, and/or change interest rate structures to align with and optimize your business and cash-flow goals.
As businesses grow and gather more assets like equipment and inventory, their asset base increases, enhancing their line of credit and enabling purchases that improve operations. Asset-based lenders typically approve loans more quickly than traditional banks, as their focus is on the collateral rather than solely on historical financials, leading to faster documentation and review processes.
These loans can enhance cash flow by bridging the timing gaps between expenditures and cash receipts, allowing access to funds from accounts receivable without waiting for customer payments. Unlike traditional bank loans, which often restrict funds to specific expenses, asset-based loans offer flexibility for various business needs. Additionally, non-bank asset-based lenders face fewer constraints than banks, allowing for easier loan approvals based on collateral and business potential, with loan structures tailored to the capital intensity and asset mix of the business.
Contact us to discuss your business needs and borrowing goals to evaluate how our ABL products in detail.
The information provided on this website (“Site”) by Bell Capital Solutions, LLC is for general informational purposes only and does not constitute financial, legal, tax, or investment advice. Use of this Site does not create a client, advisory, or fiduciary relationship between you and Bell Capital Solutions, LLC. Loan terms, rates, availability, and eligibility are subject to change and may vary by lender, location, and applicant circumstances; we do not guarantee loan approval or specific terms. Bell Capital Solutions, LLC acts as a loan broker/introducer and may receive fees, commissions, or other compensation from lenders or partners; we may also have affiliate or advertising relationships disclosed elsewhere on the Site. Third-party content, links, and tools are provided for convenience and do not imply endorsement; Bell Capital Solutions, LLC is not responsible for the content or practices of third parties. While we strive for accuracy, we do not warrant that information on the Site is complete, current, or error-free and disclaim liability for any loss or damage arising from its use. By using this Site you consent to electronic communications and agree to our Privacy Policy. If you require advice tailored to your circumstances, consult a qualified professional. This disclaimer is governed by the laws of the Commonwealth of Pennsylvania, United States of America, and you agree that disputes will be resolved in its courts.
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